Dubai Buy-to-Let Analysis — Adjust the inputs to match your property.
Monthly Cashflow
—
No Mortgage
Annual Cashflow
—
No Mortgage
Net Rental Yield
—
(Revenue − OpEx) ÷ Total Cost
1 — Property Details▾
From Bayut / Property Finder
AED
Used to calculate inspection cost & service charge
sqft
Check your building's rate
AED
AED 1 per sqft (auto-calculated)
AED
650
Optional fit-out cost
AED
Typically ~7–8% additional to property price
AED
—
Upfront Cost Breakdown
2 — Rental Revenue▾
From RERA Rental Index or comparable listings
AED
Auto-calculated
AED
—
3 — Annual Expenses▾
Auto-calculated from size × rate above
AED
—
Only if owner pays. Leave 0 if tenant pays
AED
~0.05% of property value, auto-calculated
AED
—
5% + VAT. Set to 0 on renewal years
AED
Typically ~5% (repairs, A/C service, etc.)
%
Any additional recurring costs
AED
Expense Breakdown
4 — Mortgage (optional)▾
Estimates only. All figures calculated are indicative. Verify actual rate, down payment requirement, and life insurance premium with a licensed mortgage broker before making any investment decision.
UAE Central Bank minimum: 20% for expats, 15% for UAE nationals on 1st property (≤ AED 5M). Verify current rules with your broker.
Auto-calculated
AED
—
Your planned cash contribution. Must meet the minimum.
AED
Auto-calculated: Purchase Price − Down Payment
AED
—
Variable rates track EIBOR + a bank margin. Verify with your broker. Rates change frequently.
%
Years. Max 25 years for most Dubai mortgages.
yrs
Typically 0.5–1% of loan amount. Negotiable.
%
Auto-calculated from loan amount
AED
—
Used to estimate mandatory life insurance premium. An approximation only.
Affects life insurance premium estimate
Principal + Interest only. Life insurance added separately below.
AED
—
Est. based on age, smoker status, and loan amount. Get a real quote from insurer.
AED
—
P&I + Life Insurance. Property insurance is included in Section 3 expenses.
AED
—
Upfront Mortgage Costs
Rental benchmark: Check RERA Rental Index for current rates by area. This tool provides indicative estimates only. Verify all figures with your mortgage adviser before making investment decisions.